Terms of Use

Last updated: January 1, 2026

These Terms of Use ("Terms") govern your access to and use of coveragecrossroads.com (the "Site") operated by Coverage Crossroads, a DBA of Coverage Cleared LLC ("we," "us," or "our"). By accessing or using the Site, you agree to these Terms.

1. Educational purpose only

All content on the Site is provided for informational and educational purposes only. It does not constitute insurance advice, legal advice, a quote, an offer of coverage, or a recommendation to purchase any insurance product. Coverage Crossroads is not an insurance company, agent, broker, marketplace, or lead generator. Consult a licensed insurance professional for advice specific to your circumstances.

2. Eligibility

You must be at least 18 years old to use the Site or subscribe to our communications.

3. Acceptable use

• Do not use the Site for any unlawful purpose.
• Do not attempt to interfere with the Site's operation or security.
• Do not reproduce, redistribute, or create derivative works of our content without prior written permission.
• Do not submit false or misleading information through any form.

4. Intellectual property

All content on the Site, including text, graphics, logos, and compilations, is the property of Coverage Crossroads or its licensors and is protected by applicable intellectual property laws.

5. Third-party links

The Site may contain links to third-party websites. Such links are provided for convenience and reference only. Coverage Crossroads does not endorse the content of any third-party site and is not responsible for its accuracy, availability, or privacy practices.

6. Disclaimers

The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted or error-free.

7. Limitation of liability

To the maximum extent permitted by law, Coverage Crossroads shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or reliance on its content.

8. Indemnification

You agree to indemnify and hold harmless Coverage Crossroads from any claims, liabilities, damages, and expenses arising out of your use of the Site or violation of these Terms.

9. Governing law

These Terms are governed by the laws of the State of Wyoming, without regard to its conflict-of-laws principles.

10. Changes to these Terms

We may modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

11. Contact us

• Company: Coverage Crossroads
• Legal entity: a DBA of Coverage Cleared LLC
• Address: 1914 Thomes Ave, Ste 2, Cheyenne, WY 82001
• Phone: +1 (307) 324-3131
• Email: help@coveragecrossroads.com
• Website: coveragecrossroads.com